Sunday, November 1, 2009

How do i keep a speeding ticket from my parents?

Question 1
How do i keep a speeding ticket from my parents?... i was speeding 25 mph over the limit. i recieved a ticket and my license was taken as a bond <?> i am obviously guilty and i sent in my check, but i am EXTREMELY worried about my parents finding out and my insurance rates. what do i do?!?!?!?!?!?

Answers
1) How about being an adult and owning up to your mistakes? Especially if your parents are footing the bill for your insurance. - CarpeDiem

2) your insurance company will tell your parents with a increase notice,so go a head and tell them now. - charles

3) Your parents -WILL- find out when their insurance agent tells them why their premium just went up big time. Just tell'em - Jai Cartier

4) well too late for that now - kelly_f_1999

5) If you are a minor, your parents are going to find out. Most likely at insurance renewal time, when they wonder why their rates went through the roof. Grow up and tell them. - Scott H


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Question 2
how long do you estimate it would take to drive 80 miles?... on an average speed...

Answers
1) 80 mins or so. Give yourself 90 mins to be safe. - Uncle Bo

2) 55 to 60 miles a hour hour and a half maybe - kelly_f_1999

3) 12 - ken k

4) If you are traveling at 60 miles an hour it would take you one hour to go 60 miles. So depending upon the speed would determine the length of time. :) - wave

5) depends of if its around town

or if its on the highway

id say

2 and half to 3 hours going through town

and an hour and a half on the highway - NewBeeDood


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Question 3
What does "written off" mean when talking about cars?... By friend had a incident with a taxi that cut him off and his car has been "written off". I have no idea what this means can someone explain this to me?

Answers
1) Mybf had a car crash and his car was written off. I think it means it cant be repaired - lili

2) Written off usually has something to do with taxes. Did he donate the car? - Snackwell

3) It basically means his car is beyond repair and it'd be cheaper to replace it then to repair the car.



more detail:

"The term write-off describes a reduction in recognized value. In accounting terminology, it refers to recognition of the reduced or zero value of an asset. In income tax statements, it refers to a reduction of taxable income as recognition of certain expenses required to produce the income. Write-off is also used in vehicle insurance to describe a vehicle which is cheaper to replace than to repair, sometimes known as being "totaled" (a total write-off)." - Ari

4) costs more to fix than the car is worth/totaled out - ken k


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Question 4
i got caught driving at 13 in nj and idk wat will happen?... so last night i was driving with my friend, i am 13 and live in nj. what will happen (worst case scenario)

Answers
1) >"worst case scenario"



Death row! - JD

2) You will go to Jail, your parents will be fined $20,000. You will never be allowed to drive anything for the rest of your life. Now was it worth it,suppose you had killed someone. - John T

3) Maybe community control and being suspended from having a valid license until your 18. Seriously, that's one of the dumbest things I have read, why would you do that? - Adam

4) fine and probation/forget about license/nj doesnt forget/whose car???they got some money to pay also - ken k


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Question 5
I need help with auto insurance?... I went through AIS insurance and a quote came up for only $80 a month through a company called FIC - Unitrin Specialty. Are they any good? Is t legit? What are other cheap companies? Geico is too much... $120 a month.



1998 pontiac sunfire 2 dr coupe. age licensed 17 (04/2008) 1 speeding ticket last 3 years.
California

Answers
1) where do you live???never heard of ais and fic - ken k

2) For finances and service, they seem OK:



http://www.insurancejournal.com/services/newswire/2006/04/24/67521.htm



but check here, too:



http://www.bbb.org/dallas/business-reviews/insurance-auto/unitrin-specialty-in-dallas-tx-90060855



You can also Google "unitrin specialty complaint" like I did and see what else comes up. - David

3) Try belair direct. Their cheap! G.L. - Mr. Gordon

4) for what type of coverage? liability only? what will your limits be? pricing depends what coverage you're looking for, IMO. - Monica


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