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Brand New Car stolen and recovered minimal damages can we ask for a new one?
Question 1
Brand New Car stolen and recovered minimal damages can we ask for a new one?... Out car was stolen /car jacked less than 24 hours after we got it , the kid was most likely a local bum drove from LA to vegas... ,my other half says she doesn't want it. Can we ask the insurance to make apayment to cover the value and take any losses taxes etc.. and just go and buy another one....
what rights do we have... any tips in getting a better case...?ie possible engine damage from miss use and abuse on brand new engine etc....
Answers
1) I really doubt it. The car was recovered. They are not required to replace it. - Saxster
2) Seeing as the car was recovered, and there was little damage, insurance will pay to repair the damage, but will not replace the car.
Sorry - fire4511
3) You'll have to talk with your insurance company, but I doubt they will cover your loss beyond making whatever repairs are necessary to put the car back to the condition it was before it was stolen. (less your deductable)
I can't blame your spouse for wanting to get rid of the car, but you'll have to deal with the difference in cost between your trade-in and a new car.
Good Luck. - JetDoc
4) you could fight it.but the minute you buy a new car, (sign the title) the value drops! You'll have to get out your policy and read the fine print! Look up your car value on line at kelly blue book and type in how many miles you had on it before it was stolen. the miles he drove it should be added into your insurance check! - rhonda
5) Oh, you can ask, but I doubt if your insurance company will honor your request. Your car was worth several thousand dollars less than what you paid for it the minute you drove it off the lot. The car wasn't totaled, only damaged - the insurance company is only going to pay for the damages. And, if the engine was damaged, the insurance company should pay for that.
You could try to sue the thief for the difference, if he has anything. - garylee
6) Your car wasn't 'new' -- it was used. Not much, mind you, but used nonetheless. Your insurance policy states that if the unit is repairable then that's all they owe for. You have the option of 'cashing out' if you like and not repairing the car at all. You can sell it as is and go buy another one.
See...? Doesn't make sense, huh? - Cowboy Bill
7) No.
If the car has minimal damage - the insurance company will pay to repair the minimal damage - then you can sell the car and purchase a replacement. - MSAD
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Question 2
im 33 years old never had a ticket never had a accident been driving for 16 years why is my insurance so high?...
ive checked a bunch of different companies there all high ....and i drive a 2006 hyundai sonata
Answers
1) go to geico - "BOOGIE-714"
2) maybe your carrier your coverage your deductible if your deductible is low your insurance will be high call your provider and ask them why it is high then you can call around get new rates might find one that saves you allot of money i use safe auto its very cheap - cavie
3) Perhaps you live in a high risk area or drive an expensive car, or have excess coverage you may not really need. Shop around your insurance for the best deal. - Saxster
4) Could be where you live, or what you drive, or both. But, if you think it's too much, it's easy enough to check around with other companies... - rick29148
5) Did you move to a new area?
That's probably why. - Speedy Cerviche
6) How high is high? Your insurance company might have made a mistake in rating you. What are your limits and which coverages do have? Have you gotten quotes from other companies? Insurance rates are based on where you live, your credit score, which car you drive, and how many miles you drive in addition to your driving record. - Howard L
7) You don't say what cover you have or for which type of vehicle but If you think your insurance premium is too high, try looking around for a better deal.
There are lots of companies on the internet, see 9d any of them can help you. - Airboy
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Question 3
My car was stolen? What should I do?... My car was stolen last week and when this happen my insurance had been cancelled for a week. I am sill paying for the car. What can I do now? Should I still pay for the car and f up my credit. Or is there anything that could be done?
Answers
1) tell the police and dont forget to give them a lisence plate number then the rest is up to u its just bad luck that your insurance was cancelled a week before. - Firestar
2) Contact the Police and make a written report. Then contact the finance company - it will be up to them to determine what you will have to pay, and yes, you will still have to pay even though you do not have the vehicle anymore - not 2 B fooled
3) police - orz
4) Continue making payment to your bank. The bank requires that the insurance is still current. The bank needs to be covered, since yoour making payments. If they do recover the car, the insurance will pay to have anything repaired or replaced. If they dont recover the car after so many months, the insurance company will pay off the car. - Kenny J
5) It's not bad luck that the insurance was canceled. They had a reason (nonpayment?). You will have to make a police report and cross your fingers that it isn't recovered damaged. Call the finance company and report it to them as well. They will tell you what you need to do, including making the payments. - CD2007
6) If you keep paying for the car....your credit will not be harmed.
You may want to call your finance company and let them know what happened. When your policy canceled, the finance company may have put "forced coverage" in place. This is insurance they put on the note to cover their interest. It would not pay for any equity you have in the car...but would pay for the balance of the note.
If the finance company did not put forced coverage into place, you will need to work something out with them.
If you stop paying for the car - they will do a "paper repo" which is the same as a regular repo only they are not picking up the car b/c it's stolen. - MSAD
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Question 4
got into an accident insurance expired other drver no license cops say both our fault HELP!?... i got into an accident and my insurance expired two days prior to the accident. the other driver did not have a license. the police report claims they are unable to determine who is at fault. what are my options?
Answers
1) Your options are to pay cash out of your own pocket to fix your car. If you try to take them to court the judge will just go off of what the police report says and call it a 50/50 liability. - Coors
2) can you both drop charges or something? its not like the other driver who doesnt have a license is ever gonna pay anything! it would be best to go on by yourself! - Twinkle titts
3) Not your lucky day, eh? Neither vehicle should have been on the road and somehow they managed to crash into each other.
I would go the "no-fault" route and simply concentrate on repairing my own vehicle. - LeAnne
4) Not much unless you have some written statements from witnesses saying who they saw crashing into who. The fact that you have no insurance, and the other driver has no license do not have bearing as to the fault. Hopefully, you will not get involved in a legal battle due to not having insurance..... - not 2 B fooled
5) It might help to call a lawyer to see what your options are. I'd take this into consideration. The other driver shouldn't have been on the rode in the first place without a license. A good traffic lawyer might be able to argue that for you in court.
You could post an ad in your local newspaper asking witnesses to respond and testify for you. It seems strange that the police weren't able to determine who was at fault. That's part of their job. Who's car was damaged the most, from what angle, were there traffic lights in the area???
At least call a lawyer. There are some that don't charge a fee for the initial consultation.
Good luck - Pat
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Question 5
Price of car insurance for new drivers?..?... i'm currently 16, but will learn to drive and hopefully get my own car when i turn 17, any estimations of how much i'll have to pay because i have no idea :/
thankssssss :)
Answers
1) We can't possibly tell you, since all we know is that you're a female, and there's a lot more to premiums than that. Besides, we don't have rate books here. At 16, your only source for insurance is your parents' policy, so you'll have to call their agent for a quote. - David
2) Getting new car insurance is a quite simple way to save a lot of money. You can get a easy estimate at websites they most often give you competing prices.
I tell my friends about http://www.BestRatesToday.info - Britney S
3) Minimum, £600, maximum, the sky is the limit. Go on some comparison sites and enter your details as if you were 17 now to get an idea. - who_is_jack_shit
4) My advice would be to go on a comparison website like Go Compare or Compare the Market. How much you pay will depend on your own circumstances, your age, where you live, what kind of vehicle it is, how likely it will be that you'll have an accident, how much it would cost to repair that type of vehicle and a whole string of other factors.
If you go to a comparison website you can punch in all your details and get quotes for different types of vehicles, even if you don't presently have a vehicle. It's not possible for us to know how much it would cost for you as we all have different circumstances.
If you go on your parents insurance or you add them as additional drivers onto your insurance the quote might become lower. - john10001
___________________________________________________
Brand New Car stolen and recovered minimal damages can we ask for a new one?... Out car was stolen /car jacked less than 24 hours after we got it , the kid was most likely a local bum drove from LA to vegas... ,my other half says she doesn't want it. Can we ask the insurance to make apayment to cover the value and take any losses taxes etc.. and just go and buy another one....
what rights do we have... any tips in getting a better case...?ie possible engine damage from miss use and abuse on brand new engine etc....
Answers
1) I really doubt it. The car was recovered. They are not required to replace it. - Saxster
2) Seeing as the car was recovered, and there was little damage, insurance will pay to repair the damage, but will not replace the car.
Sorry - fire4511
3) You'll have to talk with your insurance company, but I doubt they will cover your loss beyond making whatever repairs are necessary to put the car back to the condition it was before it was stolen. (less your deductable)
I can't blame your spouse for wanting to get rid of the car, but you'll have to deal with the difference in cost between your trade-in and a new car.
Good Luck. - JetDoc
4) you could fight it.but the minute you buy a new car, (sign the title) the value drops! You'll have to get out your policy and read the fine print! Look up your car value on line at kelly blue book and type in how many miles you had on it before it was stolen. the miles he drove it should be added into your insurance check! - rhonda
5) Oh, you can ask, but I doubt if your insurance company will honor your request. Your car was worth several thousand dollars less than what you paid for it the minute you drove it off the lot. The car wasn't totaled, only damaged - the insurance company is only going to pay for the damages. And, if the engine was damaged, the insurance company should pay for that.
You could try to sue the thief for the difference, if he has anything. - garylee
6) Your car wasn't 'new' -- it was used. Not much, mind you, but used nonetheless. Your insurance policy states that if the unit is repairable then that's all they owe for. You have the option of 'cashing out' if you like and not repairing the car at all. You can sell it as is and go buy another one.
See...? Doesn't make sense, huh? - Cowboy Bill
7) No.
If the car has minimal damage - the insurance company will pay to repair the minimal damage - then you can sell the car and purchase a replacement. - MSAD
___________________________________________________
Question 2
im 33 years old never had a ticket never had a accident been driving for 16 years why is my insurance so high?...
ive checked a bunch of different companies there all high ....and i drive a 2006 hyundai sonata
Answers
1) go to geico - "BOOGIE-714"
2) maybe your carrier your coverage your deductible if your deductible is low your insurance will be high call your provider and ask them why it is high then you can call around get new rates might find one that saves you allot of money i use safe auto its very cheap - cavie
3) Perhaps you live in a high risk area or drive an expensive car, or have excess coverage you may not really need. Shop around your insurance for the best deal. - Saxster
4) Could be where you live, or what you drive, or both. But, if you think it's too much, it's easy enough to check around with other companies... - rick29148
5) Did you move to a new area?
That's probably why. - Speedy Cerviche
6) How high is high? Your insurance company might have made a mistake in rating you. What are your limits and which coverages do have? Have you gotten quotes from other companies? Insurance rates are based on where you live, your credit score, which car you drive, and how many miles you drive in addition to your driving record. - Howard L
7) You don't say what cover you have or for which type of vehicle but If you think your insurance premium is too high, try looking around for a better deal.
There are lots of companies on the internet, see 9d any of them can help you. - Airboy
___________________________________________________
Question 3
My car was stolen? What should I do?... My car was stolen last week and when this happen my insurance had been cancelled for a week. I am sill paying for the car. What can I do now? Should I still pay for the car and f up my credit. Or is there anything that could be done?
Answers
1) tell the police and dont forget to give them a lisence plate number then the rest is up to u its just bad luck that your insurance was cancelled a week before. - Firestar
2) Contact the Police and make a written report. Then contact the finance company - it will be up to them to determine what you will have to pay, and yes, you will still have to pay even though you do not have the vehicle anymore - not 2 B fooled
3) police - orz
4) Continue making payment to your bank. The bank requires that the insurance is still current. The bank needs to be covered, since yoour making payments. If they do recover the car, the insurance will pay to have anything repaired or replaced. If they dont recover the car after so many months, the insurance company will pay off the car. - Kenny J
5) It's not bad luck that the insurance was canceled. They had a reason (nonpayment?). You will have to make a police report and cross your fingers that it isn't recovered damaged. Call the finance company and report it to them as well. They will tell you what you need to do, including making the payments. - CD2007
6) If you keep paying for the car....your credit will not be harmed.
You may want to call your finance company and let them know what happened. When your policy canceled, the finance company may have put "forced coverage" in place. This is insurance they put on the note to cover their interest. It would not pay for any equity you have in the car...but would pay for the balance of the note.
If the finance company did not put forced coverage into place, you will need to work something out with them.
If you stop paying for the car - they will do a "paper repo" which is the same as a regular repo only they are not picking up the car b/c it's stolen. - MSAD
___________________________________________________
Question 4
got into an accident insurance expired other drver no license cops say both our fault HELP!?... i got into an accident and my insurance expired two days prior to the accident. the other driver did not have a license. the police report claims they are unable to determine who is at fault. what are my options?
Answers
1) Your options are to pay cash out of your own pocket to fix your car. If you try to take them to court the judge will just go off of what the police report says and call it a 50/50 liability. - Coors
2) can you both drop charges or something? its not like the other driver who doesnt have a license is ever gonna pay anything! it would be best to go on by yourself! - Twinkle titts
3) Not your lucky day, eh? Neither vehicle should have been on the road and somehow they managed to crash into each other.
I would go the "no-fault" route and simply concentrate on repairing my own vehicle. - LeAnne
4) Not much unless you have some written statements from witnesses saying who they saw crashing into who. The fact that you have no insurance, and the other driver has no license do not have bearing as to the fault. Hopefully, you will not get involved in a legal battle due to not having insurance..... - not 2 B fooled
5) It might help to call a lawyer to see what your options are. I'd take this into consideration. The other driver shouldn't have been on the rode in the first place without a license. A good traffic lawyer might be able to argue that for you in court.
You could post an ad in your local newspaper asking witnesses to respond and testify for you. It seems strange that the police weren't able to determine who was at fault. That's part of their job. Who's car was damaged the most, from what angle, were there traffic lights in the area???
At least call a lawyer. There are some that don't charge a fee for the initial consultation.
Good luck - Pat
___________________________________________________
Question 5
Price of car insurance for new drivers?..?... i'm currently 16, but will learn to drive and hopefully get my own car when i turn 17, any estimations of how much i'll have to pay because i have no idea :/
thankssssss :)
Answers
1) We can't possibly tell you, since all we know is that you're a female, and there's a lot more to premiums than that. Besides, we don't have rate books here. At 16, your only source for insurance is your parents' policy, so you'll have to call their agent for a quote. - David
2) Getting new car insurance is a quite simple way to save a lot of money. You can get a easy estimate at websites they most often give you competing prices.
I tell my friends about http://www.BestRatesToday.info - Britney S
3) Minimum, £600, maximum, the sky is the limit. Go on some comparison sites and enter your details as if you were 17 now to get an idea. - who_is_jack_shit
4) My advice would be to go on a comparison website like Go Compare or Compare the Market. How much you pay will depend on your own circumstances, your age, where you live, what kind of vehicle it is, how likely it will be that you'll have an accident, how much it would cost to repair that type of vehicle and a whole string of other factors.
If you go to a comparison website you can punch in all your details and get quotes for different types of vehicles, even if you don't presently have a vehicle. It's not possible for us to know how much it would cost for you as we all have different circumstances.
If you go on your parents insurance or you add them as additional drivers onto your insurance the quote might become lower. - john10001
___________________________________________________
Cheap Car Insurance in NYC
How cheap your car insurance in New York City, or anywhere else, it depends on many factors: driving record, your age, and sometimes even sex! But do not despair - you can get cheap auto insurance in New York.
There is something "cheap" in New York?
Yes goods, despite the high price of the apartment, and strings of expensive boutiques, there are cheap New York - and we're not talking about fake Rolex watches, the boy sold on the Internetcorner. Believe it or not, you can find cheap auto insurance in New York City, too - an investment far more valuable.
What happens if I have a car insurance policy here in New York City?
Good for you! But the odds are probably believe could be a cheaper car insurance than you already have or a way to keep the cost of auto insurance today.
Car insurance companies tend to offer cheaper car insurancePremiums for drivers and vehicle owners, the steps to make their cars are as safe as possible. This means that with an anti-lock brakes, child proof locks, airbags for all passengers and seat belts automatic. Park your car in a well-lit area or a garage when not in use makes the car safer, as well as the addition of an anti-theft device.
If your vehicle does not currently have any of these functions, add it! Then talk with your insurance agent to reduce the car NYCAwards.
Whom do I always talk about cheap auto insurance in New York City?
Enter the New York State Department of Insurance a call, or visit the website. The NYS Department of Insurance Department will help you to code insurance of motor vehicles and provide the contacts of the company. You'll also get information on insurance Regulation fault. They are well-known piece of information when searching forNew York database of suppliers of auto insurance in New York Cit.
San Antonio Auto Insurance - How to find the cheapest San Antonio Car Insurance Rates
Are you a resident of San Antonio, who has just bought a car for himself and can now be related to the entire insurance industry - or perhaps you have your car for a while 'time was 6 months, but the renewal of San Antonio car insurance is coming, and You must be favorable for prices. Search San Antonio car insurance policy is certainly possible. All you need is a little 'research and a little' know-how and you can be on track to Search for car insurance cheaper for San Antonio.
With an estimated population of 1214725, San Antonio is just one of the largest city in Texas and one in traffic congested cities in the country. Perhaps one of the most incredible things in this city great is that population growth in recent years has been that of 5.5 percent (as proposed by the United States Census Bureau) have been found, and consequently the prices of automotive production changed> Insurance in the State.
One can go through a little 'uncomfortable for a driver first time by the insurance industry, especially because it can be a bit' confusing to find in order to guarantee the right one. The most important thing is what we understood about automobile insurance in the state of Texas that all vehicles, regardless of whether they should be recorded in perfect working condition. The State of Texas has also established minimum standardsinsurance and every driver should be what they are, even if you never auto insurance coverage below the minimum standards of knowledge.
San Antonio, like any other city in the United States are higher premiums than any other part of the rural and less densely populated city in the state of Texas. Precisely for this reason that a customer must be aware and informed about all types of insurance before deciding toThe signing of an agreement with one.
One thing you can do if you are willing to spend time with you (which may be the way to prove to be a good buy as the best time is the rate that can be found) to go to the local San Antonio auto insurance agencies visit. If you choose this method, however, so that only in degree, to a certain amount of insurance to focus (perhaps about 5 or 6).
The good thing about this plan is thatpersonal contact with agencies that face the end of the election and leading much more seriously. It is important to remind customers not to go with the first companies to offer that they will be granted by a company. Go The best thing to do, and the search for a lower price, because if a company offers a lower interest rate and better services, you will definitely want to take his offer.
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The key to finding affordable auto insurance in San Antonio is to be patient. In aLarge cities, there are hundreds of car insurance companies available, their services and prices for all those who seem to offer the front door. Insurance purchase, such as finding a car, you need a little 'patience and everything what the research companies and services.
The best approach for Auto Insurance Quotes
Auto insurance quotes are usually free, so not only auto insurance in the first auto insurance quote for you.
The best way to save on insurance is to get at least three car insurance offers. Granted, most insurance quotes will take time, but if you compare the hourly rate in employment for the amount you save Your car insurance I think you will agree that auto insurance quotes a more valuable use of your time.
One of the best ways to quit for many car insurance quotes in the shortest possible time on the Internet. You may have to trawl through a few places user unfriendly insurance quote, but there are some small stones from the place where you can get more car insurance> Listing on a run, and most of the leading providers of car insurance that offers not only online but also for consumers with discounts available when their insurance quotes online.
A decent car insurance broker is worth their weight in gold. With a broker for your insurance quotes means that only fill out a form and then auto insurance is from trawlingLoads of quotes for insurance, until the optimal package of insurance for you here. What is really nice is that now you can even leave the comfort of their home, because there are more intermediaries, who offer their services over the line.
How can I say, I like the approach on-line, for those who are the sales that a "face to face, with or phone insurance quote online insurance, hatred Answer to your prayers.
Do not wait until they change cars every year, which could provide a better available. Just because the best car insurance quote is in the past year, which is not to say he can not beat if the notice of renewal through the door. With insurance online is simple, a bit 'of time, one evening always comparable quotes for car insurance, there are many deals out there so many car --> Insurance companies are fighting for your business, and it could save bundles of cash.
In the search for alternative safe auto insurance quotes that occurs if the quotes lowest auto insurance for a similar level of coverage to those who are more expensive.
They always know what to buy, you can not be exposed to pay for a cheaper car insurance but relatively useless.
Final wordAdvice, the lowest auto insurance quote is not always the best way to do so, even if you provide the right coverage in excess. Car insurance cheap is good, but it is also important to use a provider's reputation for insurance companies. There is no point always very cheap car insurance if the company you are insured with both mess around, or even worse do not pay!
Friday, November 27, 2009
Is it legal to sign a release form without seeing the car first?
Question 1
Is it legal to sign a release form without seeing the car first?... A couple of days ago my niece's car was towed for non-payment.Unfortunately the car is on my name because I bought the car at the beginning but she wanted it so she took over the payments.Or so I though. I went to pick up the car at the repossession place and when I got there I was told to sign some release papers,stating that I would not find them reliable to anything that could have happened to the car.When I refused to sign such papers until I see my car they told me that if I don't sign them I wouldn't be able to have my car back.So I signed the papers and when I finally saw the car it had the muffler torn apart and the front bumper was hanging loose. Now my question is : Can they just get away with this?
Answers
1) It is legal but NOT wise - Tim L
2) Of course they can.
Keep something in mind, it's not her car. It belongs to the financing company.
And unless the financing company has a problem with the car getting damaged....it doesn't matter what shape it gets returned to your niece in. It's not her property getting damaged.
If anything, you can report it to the financing company. And they will likely say something similar. They just wanted the car back, and didn't care how. The fact that she doesn't like the damage....not their problem.
But give it a try anyway, if you want. - Vipassana
3) Sure it's legal, but it's not a very good idea... - Bandit-05
4) Time to look at the cost...
Lawyer or repair cost.. bottom line cost and go with the cheaper one.
And you can and should post a small claims court filling for the cost of repairs you may get that.
Next time you call the bank and demand that they send a rep to view the car with you before you sign.. just the call will most likely fix the problem. - Bruce M
___________________________________________________
Question 2
I signed my car title to my mom 4 yrs ago. She never changed it to her name and got into an accident today.?... So, my question is, am I at fault in anyway for her accident today?
Answers
1) Were you the car/pole/tree/bush/insert object here, that she came into collision with? If no, that you're not at fault. - ℓ.σ.ν.є'ѕ נυѕт αησтнєя ωσя∂
2) As long as the insurance is in her name, then you should probably be ok. I've been in a wreck when the car was in my dad's name and he didn't get in any trouble for it. - Nicole B
3) There are three items that will determine the $$ outcome of the accident. The title was signed over to your mom. Does the bank, finance company, State, know this? And is it registered in her name? Title and registration are two separate items. And most important, Does the insurance company know that you signed the title to her? does the insurance police name her as the registrant and main driver of the vehicle. - Joseph
4) You should ask a lawyer. I did the same thing with this lady that I know and it was still in on my insurance policy. She was letting her boyfriend drive it and I was afraid that he would crack it up. She finally put it in her name after 3.5 years. - Reverend White Al Sharpton
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Question 3
Do I have to wait the hole 6 months/ or go to driving school after getting my permit..I'm 19?... ive been busy with school and work so i havent had time to really take the permit test and i need to start driving i was wondering do i have to wait the hole 6months cuz im 19. also do i have to go to driving school?? any possible knowledge would help.
Answers
1) It depends on the state where you live. Typically, when you hit 18, most of the graduated driving laws don't apply. - thewillies99
2) Will you give us all a warning when you're on the road? - JD
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Question 4
Is there any NC License Loopholes?... Hi, I'm 16 years old and have had my permit since January 27, 2009. In my state (North Carolina) you need to have your permit for a year before you can get your license. Are there any loopholes to this rule? I would be willing to go to another state nearby to get my license, if that would work. I really need to get my license because of my part-time job, so any input would be fantastic. Thanks!
Answers
1) Well, your little scheme wouldn't work, because you have to be a resident of a state before you can get a license there. - Scott H
2) No, there aren't any loopholes. You can only get a license from your state of residence. If there were any loopholes, they would have found out about them and closed them by now. Wait your turn. - gomanyes
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Question 5
Car insurance for a 19 year old and an Audi R8 or a Lotus?... I was wondering if anyone could give me a good idea of the insurance cost for a 19 year old and an Audi R8 or a lower priced Lotus? I was thinking probably in the area of $2,000 a month but I really have no idea.
Wow.... all I want is a simple little estimation.
Answers
1) Keep dreaming SON - driZZy jiZZy
2) If you have to ask, you can't aford it. Nice car choices, though. - edthespartan
___________________________________________________
Is it legal to sign a release form without seeing the car first?... A couple of days ago my niece's car was towed for non-payment.Unfortunately the car is on my name because I bought the car at the beginning but she wanted it so she took over the payments.Or so I though. I went to pick up the car at the repossession place and when I got there I was told to sign some release papers,stating that I would not find them reliable to anything that could have happened to the car.When I refused to sign such papers until I see my car they told me that if I don't sign them I wouldn't be able to have my car back.So I signed the papers and when I finally saw the car it had the muffler torn apart and the front bumper was hanging loose. Now my question is : Can they just get away with this?
Answers
1) It is legal but NOT wise - Tim L
2) Of course they can.
Keep something in mind, it's not her car. It belongs to the financing company.
And unless the financing company has a problem with the car getting damaged....it doesn't matter what shape it gets returned to your niece in. It's not her property getting damaged.
If anything, you can report it to the financing company. And they will likely say something similar. They just wanted the car back, and didn't care how. The fact that she doesn't like the damage....not their problem.
But give it a try anyway, if you want. - Vipassana
3) Sure it's legal, but it's not a very good idea... - Bandit-05
4) Time to look at the cost...
Lawyer or repair cost.. bottom line cost and go with the cheaper one.
And you can and should post a small claims court filling for the cost of repairs you may get that.
Next time you call the bank and demand that they send a rep to view the car with you before you sign.. just the call will most likely fix the problem. - Bruce M
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Question 2
I signed my car title to my mom 4 yrs ago. She never changed it to her name and got into an accident today.?... So, my question is, am I at fault in anyway for her accident today?
Answers
1) Were you the car/pole/tree/bush/insert object here, that she came into collision with? If no, that you're not at fault. - ℓ.σ.ν.є'ѕ נυѕт αησтнєя ωσя∂
2) As long as the insurance is in her name, then you should probably be ok. I've been in a wreck when the car was in my dad's name and he didn't get in any trouble for it. - Nicole B
3) There are three items that will determine the $$ outcome of the accident. The title was signed over to your mom. Does the bank, finance company, State, know this? And is it registered in her name? Title and registration are two separate items. And most important, Does the insurance company know that you signed the title to her? does the insurance police name her as the registrant and main driver of the vehicle. - Joseph
4) You should ask a lawyer. I did the same thing with this lady that I know and it was still in on my insurance policy. She was letting her boyfriend drive it and I was afraid that he would crack it up. She finally put it in her name after 3.5 years. - Reverend White Al Sharpton
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Question 3
Do I have to wait the hole 6 months/ or go to driving school after getting my permit..I'm 19?... ive been busy with school and work so i havent had time to really take the permit test and i need to start driving i was wondering do i have to wait the hole 6months cuz im 19. also do i have to go to driving school?? any possible knowledge would help.
Answers
1) It depends on the state where you live. Typically, when you hit 18, most of the graduated driving laws don't apply. - thewillies99
2) Will you give us all a warning when you're on the road? - JD
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Question 4
Is there any NC License Loopholes?... Hi, I'm 16 years old and have had my permit since January 27, 2009. In my state (North Carolina) you need to have your permit for a year before you can get your license. Are there any loopholes to this rule? I would be willing to go to another state nearby to get my license, if that would work. I really need to get my license because of my part-time job, so any input would be fantastic. Thanks!
Answers
1) Well, your little scheme wouldn't work, because you have to be a resident of a state before you can get a license there. - Scott H
2) No, there aren't any loopholes. You can only get a license from your state of residence. If there were any loopholes, they would have found out about them and closed them by now. Wait your turn. - gomanyes
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Question 5
Car insurance for a 19 year old and an Audi R8 or a Lotus?... I was wondering if anyone could give me a good idea of the insurance cost for a 19 year old and an Audi R8 or a lower priced Lotus? I was thinking probably in the area of $2,000 a month but I really have no idea.
Wow.... all I want is a simple little estimation.
Answers
1) Keep dreaming SON - driZZy jiZZy
2) If you have to ask, you can't aford it. Nice car choices, though. - edthespartan
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No License... Baby In Car... What?
Question 1
No License... Baby In Car... What?... What would happen to the baby if you were caught driving on a suspended license with him in the car?
I just got a ticket today, which suspended my license for 6 months. I live alone and my family is about 2 hours south of me. I go to school during the week, drop him off at the sitters, grocery shop, and I go to Target once a week to grab items that I need.
Stupid of me to get the ticket, yes, but what will they do with him if I get pulled over again? I can't just stay home with all this that has to be done.
I'm in a whole lot of trouble then.. There are no busses here in my town, let alone where I take him for the babysitters.
I know I have the suspension because I got a letter in the mail back in February 2009 saying if I got 1 more ticket this year, it would happen. I went this long, I wasn't expecting to get one.
Answers
1) You go to jail, child goes to foster home. - west brom
2) take him to a relative but you might be in the slammers - nicole
3) how do you know about the suspension???doesnt happen that way in ny and nj - ken k
4) well itss more of a big deal that your driving without insurance. You have to think about the other people on the road too. if you get in an accident wich can happen no matter how careful your being then youll readlly be screwed and your likely to get sued if that happens. Take a bus - fishy
5) After you take him to the sitter via the bus, you get back on the bus & do your errands. Or get a trust worthy friend to assist you. Your license is suspended & there's not much you can do about that. When you get it back, reevaluate why it got suspended & improve your driving skills. The police at their discretion can get him taken away to social services if they deem it prudent. Your inability to drive w/o due regard to the laws will get that done. - The Eagle Keeper
6) Well you will end up in jail, like Paris Hilton. - Sirex
7) What kind of ticket suspends your license for 6 months? Don't you usually just pay a fine? Well, you said it was stupid to get the ticket, surely you can see you'd be compounding the problem to drive on it. Glad to see you are worried about the baby, but driving on a six-month suspended might get, like jail-time or no license at all and foster care?
What then? Looks like you need to investigate public transportation, taxi, or getting in a carpool, buying a bike or a stroller with a basket. If you're going to school, maybe someone who lives close would let you pay for gas in exchange for a ride. At least you are thinking ahead. You know inside what the dumb thing to do would be, right? If you can't fight the ticket, you're going to have to go without driving. That's going to require a little initiative and resourcefulness on your part...but that's what being a parent or a grownup is all about. 6 months isn't that long. Good luck. - Sheller
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Question 2
I bought car for 500 dollars ... and now the dmv is charging me $510.00 to change the car title to my name?... because my dad told the dmv that i bought the car for $2,500.00 is there anyway i could go to the dmv and maybe tell them that i got the car for $500.00 dollars and pay only 65.00 instead of 510.00 or am i just gonna have to pay because its already on there computer?
please help
Answers
1) Why did your dad do that? Did he not know you pay taxes on sales? Ugh! I'm afraid that you just might have to pay it b/c they logged it on their computer & a retraction could be interpreted as a lie. - The Eagle Keeper
2) take the receipt in/thanks dad - ken k
3) What state are you in? You should be able to correct the mistake by showing them a bill of sale signed by the owner for the correct amount. - John E
4) Did you buy the car from your dad? If not, why is he saying anything to anyone about it? Just tell them what you paid for the vehicle, and show them the bill of sale.
Of course, they may be going by the fair market value rather than what you paid, but if so, they will tell you that. - oklatom
5) If I were you, I would go in with a reciept and tell them that your father was mistaken, that you didn't know what he was doing until after he went in and gave them the wrong information.
If you have a proof of sale, it should be fine...
You can even tell them that you TOLD your father that it was $2,500.00 and that you didn't know he would be coming in to fill out the paperwork.
Tell them it was a simple mistake... At your age, they should buy it. - Kiplin!
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Question 3
Is there any way to get out of these parking tickets?... I have a bunch of parking tickets on a car I'm going to get rid of. The ticket were already transferred to the DMV and I would have had to pay them before registering the car again but its dead now and will either be sold for salvage or junked. What will happen if i just never pay the tickets?
Forgot to mention city is Los Angeles state is California.
Answers
1) No way out you have to paid all of them - STEELERS Nation( THE JOY OF SIX)
2) they finally suspend your drivers license/extra money in fines - ken k
3) The longer those tickets sit, unpaid - the more interest and late fees they accumulate. Pay them. - Scott H
4) The DMV will eventually catch up with you. Pay them. - CD2007
5) Best case is that they send it to a collection agency and ruin your credit.
Worst case is that they issue a warrant and arrest you.
Pay the tickets. - StephenWeinstein
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Question 4
Insurance coverage in the first six months?... Does insurance cover a licensed driver between the age of 17-18 in Ohio, during the first six months if the driver was in a car accident?
What if a driver is covered by their parent's insurance during the first six months; will they still be covered by the insurance if in an accident?
Answers
1) As long as the appropriate coverages are available and the driver had permission to use the car. And as long as there are no exclusions of coverage within the first 6 months. - CD2007
2) That all depends on what kind of insurance you put on it- almost all insurance companies require that you add the additional driver onto the policy once they obtain a license. Some people don't do this intentionally, because they know that their insurance premiums will go up as soon as they have a young driver on the policy. However, if you never reported the new driver than the insurance company can deny the claim. If the 17 yr old has their own car/policy, then they should def be covered. Also, when you say "covered," do you mean full coverage where ins will pay for your car to be fixed as well, or only liability (basic coverage) where the insurance company will only pay for the other vehicle? Call up your agent and find out, too many factors. - Dan
3) To save money automobile insurance is a quite simple way to save or lower overall expenses. You can get a easy quote online they often give you multiple prices.
I know people who have used and recommend http://www.InsureAutoNow.info - Wm G
4) Insurance starts the moment you sign up for it, and are accepted by the insurance company. In the case of a minor, it starts when your parent adds you to their policy. - oklatom
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Question 5
If I have a NY state learner's permit, and I move to Ohio, can I do my road test and get my license there?... Or do I have to get an Ohio permit?
I'm 21 if it matters.
Answers
1) If you're 21 you shouldn't need a learners permit. If you can pass the written and road test you should be good to go. - mustanger
2) starts all over again - ken k
3) Yes, but of course your NY permit won't be valid there, and you will need to start again in Ohio. Just look here for more information on the subject.
http://bmv.ohio.gov/driver_license/first_dl_exam.htm - oklatom
4) You'll have to get an Ohio permit. However, you won't have to hold the permit for a specified amount of time to take your driving test. - BigD
___________________________________________________
No License... Baby In Car... What?... What would happen to the baby if you were caught driving on a suspended license with him in the car?
I just got a ticket today, which suspended my license for 6 months. I live alone and my family is about 2 hours south of me. I go to school during the week, drop him off at the sitters, grocery shop, and I go to Target once a week to grab items that I need.
Stupid of me to get the ticket, yes, but what will they do with him if I get pulled over again? I can't just stay home with all this that has to be done.
I'm in a whole lot of trouble then.. There are no busses here in my town, let alone where I take him for the babysitters.
I know I have the suspension because I got a letter in the mail back in February 2009 saying if I got 1 more ticket this year, it would happen. I went this long, I wasn't expecting to get one.
Answers
1) You go to jail, child goes to foster home. - west brom
2) take him to a relative but you might be in the slammers - nicole
3) how do you know about the suspension???doesnt happen that way in ny and nj - ken k
4) well itss more of a big deal that your driving without insurance. You have to think about the other people on the road too. if you get in an accident wich can happen no matter how careful your being then youll readlly be screwed and your likely to get sued if that happens. Take a bus - fishy
5) After you take him to the sitter via the bus, you get back on the bus & do your errands. Or get a trust worthy friend to assist you. Your license is suspended & there's not much you can do about that. When you get it back, reevaluate why it got suspended & improve your driving skills. The police at their discretion can get him taken away to social services if they deem it prudent. Your inability to drive w/o due regard to the laws will get that done. - The Eagle Keeper
6) Well you will end up in jail, like Paris Hilton. - Sirex
7) What kind of ticket suspends your license for 6 months? Don't you usually just pay a fine? Well, you said it was stupid to get the ticket, surely you can see you'd be compounding the problem to drive on it. Glad to see you are worried about the baby, but driving on a six-month suspended might get, like jail-time or no license at all and foster care?
What then? Looks like you need to investigate public transportation, taxi, or getting in a carpool, buying a bike or a stroller with a basket. If you're going to school, maybe someone who lives close would let you pay for gas in exchange for a ride. At least you are thinking ahead. You know inside what the dumb thing to do would be, right? If you can't fight the ticket, you're going to have to go without driving. That's going to require a little initiative and resourcefulness on your part...but that's what being a parent or a grownup is all about. 6 months isn't that long. Good luck. - Sheller
___________________________________________________
Question 2
I bought car for 500 dollars ... and now the dmv is charging me $510.00 to change the car title to my name?... because my dad told the dmv that i bought the car for $2,500.00 is there anyway i could go to the dmv and maybe tell them that i got the car for $500.00 dollars and pay only 65.00 instead of 510.00 or am i just gonna have to pay because its already on there computer?
please help
Answers
1) Why did your dad do that? Did he not know you pay taxes on sales? Ugh! I'm afraid that you just might have to pay it b/c they logged it on their computer & a retraction could be interpreted as a lie. - The Eagle Keeper
2) take the receipt in/thanks dad - ken k
3) What state are you in? You should be able to correct the mistake by showing them a bill of sale signed by the owner for the correct amount. - John E
4) Did you buy the car from your dad? If not, why is he saying anything to anyone about it? Just tell them what you paid for the vehicle, and show them the bill of sale.
Of course, they may be going by the fair market value rather than what you paid, but if so, they will tell you that. - oklatom
5) If I were you, I would go in with a reciept and tell them that your father was mistaken, that you didn't know what he was doing until after he went in and gave them the wrong information.
If you have a proof of sale, it should be fine...
You can even tell them that you TOLD your father that it was $2,500.00 and that you didn't know he would be coming in to fill out the paperwork.
Tell them it was a simple mistake... At your age, they should buy it. - Kiplin!
___________________________________________________
Question 3
Is there any way to get out of these parking tickets?... I have a bunch of parking tickets on a car I'm going to get rid of. The ticket were already transferred to the DMV and I would have had to pay them before registering the car again but its dead now and will either be sold for salvage or junked. What will happen if i just never pay the tickets?
Forgot to mention city is Los Angeles state is California.
Answers
1) No way out you have to paid all of them - STEELERS Nation( THE JOY OF SIX)
2) they finally suspend your drivers license/extra money in fines - ken k
3) The longer those tickets sit, unpaid - the more interest and late fees they accumulate. Pay them. - Scott H
4) The DMV will eventually catch up with you. Pay them. - CD2007
5) Best case is that they send it to a collection agency and ruin your credit.
Worst case is that they issue a warrant and arrest you.
Pay the tickets. - StephenWeinstein
___________________________________________________
Question 4
Insurance coverage in the first six months?... Does insurance cover a licensed driver between the age of 17-18 in Ohio, during the first six months if the driver was in a car accident?
What if a driver is covered by their parent's insurance during the first six months; will they still be covered by the insurance if in an accident?
Answers
1) As long as the appropriate coverages are available and the driver had permission to use the car. And as long as there are no exclusions of coverage within the first 6 months. - CD2007
2) That all depends on what kind of insurance you put on it- almost all insurance companies require that you add the additional driver onto the policy once they obtain a license. Some people don't do this intentionally, because they know that their insurance premiums will go up as soon as they have a young driver on the policy. However, if you never reported the new driver than the insurance company can deny the claim. If the 17 yr old has their own car/policy, then they should def be covered. Also, when you say "covered," do you mean full coverage where ins will pay for your car to be fixed as well, or only liability (basic coverage) where the insurance company will only pay for the other vehicle? Call up your agent and find out, too many factors. - Dan
3) To save money automobile insurance is a quite simple way to save or lower overall expenses. You can get a easy quote online they often give you multiple prices.
I know people who have used and recommend http://www.InsureAutoNow.info - Wm G
4) Insurance starts the moment you sign up for it, and are accepted by the insurance company. In the case of a minor, it starts when your parent adds you to their policy. - oklatom
___________________________________________________
Question 5
If I have a NY state learner's permit, and I move to Ohio, can I do my road test and get my license there?... Or do I have to get an Ohio permit?
I'm 21 if it matters.
Answers
1) If you're 21 you shouldn't need a learners permit. If you can pass the written and road test you should be good to go. - mustanger
2) starts all over again - ken k
3) Yes, but of course your NY permit won't be valid there, and you will need to start again in Ohio. Just look here for more information on the subject.
http://bmv.ohio.gov/driver_license/first_dl_exam.htm - oklatom
4) You'll have to get an Ohio permit. However, you won't have to hold the permit for a specified amount of time to take your driving test. - BigD
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Insurance: Car Accident
Car Accidentwe don't know What happen with our car tomorrow, insurance is the solution
Thursday, November 26, 2009
U.S. Auto Insurance Quotes
This is not only frustrating, but it can cause a lot of headaches and stresses to which it must cope with stress usually already be added. There are some companies and agencies that do not cover much. So, when you call various insurance brokers and get different U.S. auto insurance quotes a bit 'basic information on insurance to see how much of a headache, he received the money, youneed.
Many sites on the Internet are devoted to listing and providing U.S. auto insurance quotes from across the nation. There are sites dedicated to live only one state, and others that give U.S. auto insurance quotes, no matter what state you live within the state you are in a field to get what your car insurance quotes in the United States. Some countries have higher rates of car insurancecompared to other states, the others are lower than those of other countries. However, auto insurance rates ever. When you visit the auto insurance for your car, you must understand that prices will rise.
Some people think that their car insurance in the United States are determined and defined by State regulations and policies. Statements like that are not true, and as such each state sets its own rules andPolicies vary from state to state and affect the overall price of auto insurance in every state, auto insurance quotes you receive in the United States are not set by far. If you call them by different brokers, you get several bids. The offer varies from broker to broker. The selection of the most convenient does not necessarily give the best deal in areas of coverage. If you find a quote of the United States at very affordable car insurance, you can Not that you will receive high-quality communication. Price is perhaps only because, if you need money bureaucracy is that money is a great expense, or impossible in the vicinity. Do not settle on a US-based auto insurance quotes, simply because it is the cheapest. It is important to do some background checks to find an insurance broker.
There are reliable online sites that can help to reliably> Insurance. Your state should revise its website, details of which will be rules and guidelines of your state, and provide the number of reliable insurance brokers. Call these agents and letting quotes car insurance in the United States from these retailers. By signing with a reliable company you will be able to get good coverage and can drive the car with confidence. It 'important to be protected with car insurance.In fact, you're not allowed to drive without car insurance. Therefore, the work to be done for car insurance cheap and reliable.
Make sure that if you are looking for car insurance quotes in the United States, search for your state for specific regulations and policies, as well as the type of work you could get to dictate.
I Have Bad Credit and I Need a Legitimate Car Loan Online With No Down Payment.
Smoke and mirrors. That's what I think of when I look at some websites on the internet. When you've got bad credit and you're looking for a real car loan without hassles and gimmicks, it's tough sometimes knowing where to turn. It seems like there are thousands of websites on the internet and it's just tough knowing what is real and what isn't.Well, you'll find that there are some good companies, but it's like trying to find a needle in a haystack, as the old saying goes. Here's a few tips that will help you in being certain that a company that offers bad credit auto loans is legitimate and isn't just trying to snag your wallet.
1) Make sure you only deal with a company that is listed with the Better Business Bureau Online (BBB Online) Phone or check online to ensure that they are registered and that there are no complaints filed against them.
2) Track record is everything. Be sure to check that they have been in business for several years and that they have successfully helped hundreds of people get approved for loans. Online review sites are great for this.
3) Are they a real lending agency or are they simply trying to generate leads for a car dealership? This is a common problem which can easily be avoided by following the first two steps. Who wants a call from a dealership trying to sell them a car? Not me!
4) Can they truly offer a no money down auto loan package, or is that just another advertising gimmick? Always read the fine print.
If you keep these tips in mind and do some research, you will have no problem finding the best auto loan even if you have no credit at all.
Monday, November 23, 2009
were can i buy a car?
Question 1
were can i buy a car?... i wanna buy a mitsubishi sport car 2004-2007 i dont want it from adealer but from a person.. were are some website i could go on?
Answers
1) craigslist - Manicas Ux
2) car max - Flower
3) ebay - Hannah
4) craigslist.org and autotrader.com - Justin
5) Ford - Corinne
6) ebay
tectonically a dealer is a person so ya
cars.com - ipod
7) I want to elaborate on the first answer-- Craigslist is super shady, most of the ads are SCAMS. However, I found my BABY on craigslist!!! I love my car, she is gorgeous, works great etc, etc.. So, therefore, it is possible to find your dream car on Craigslist, just be careful, ask a lot of questions, NEVER purchase a car over seas, and NEVER purchase a car before you look at it and give it a test drive. Good luck! - Beachgurl62
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Question 2
Can my car insurance provider kick me out of grandparents house?... after my mom n sister moved into an apartment downtown ive been living with my grandparents. i have no job, i cant afford school, so i basically just help out around the house since they are in their 80's. recently i was told by my car insurance provider that i had to pay for the insurance for me to be on the grandparents car or move out. the reason i have to move is because apparently im too much of a liability for them, when i haven't even had a car wreck or anything with my own car just a year before. can they legally do this in my state (michigan) or even federally?
im 21 not 18 and again ive been driving for a while before i was put on their insurance. oh and the best part about this situation, is that their auto insurance agent is my biological aunt.
Can someone help please? They really need me back at my grandparents house.
Answers
1) No they cant tell you where to live. - emiller1998
2) No one can make you move, except your grandparents. Their insurance company can however, use your presence in the house as an excuse to refuse them insurance. It sounds like you're really in a family squabble with your aunt who just happens to be your grand parents insurance agent. That's why I have made a dedicated effort to keep family and business matters separate all my life. - mustanger
3) LOL No Insurance Providor can Force a Move. Statewide or Federally Infact Insinuating that you have to move "implying" is Against the law. Since Insurance company's are Privatly Owned by Federally Commissioned they are governed by the state law in which they have to obide by the same. That means they can't legally tell you to do anything. Only a Judge can order a move. - Chad
4) the only way i know how to fix it is by putting you on the insurance as not allowed to drive the car. my insurance policy has my wife as not allowed to drive my car for the same reason - mario
5) If you are living at their address and have a drivers license, you could drive their car and need to be added to their insurance coverage. You could ask about being listed as excluded. If they will allow that, that would solve the problem but you wouldn't be covered if you did drive their car. - oklatom
6) sounds like a mother/aunt conspiracy to get you out of grandparents home and on to a more productive self sustaining life. (i don't think i'm hearing the whole story,only your side) if your g.p. can afford to carry you on their policy and not create a burden for them then so be it. just don't be using the grand parents,that's not nice. - ramcharger
7) The car insurance company cannot kick you out of the house.
Your grandparents can kick you out of the house.
Your grandparent's car insurance company can require your grandparents to pay for insurance for everyone in the house who has a license. If they do not wish to pay what that car insurance company would charge for insurance for you, and you want to keep your license, then they (your grandparents) can kick you out. If you sell your car and surrender your license, then they no longer need to do so.
Your own car insurance company can refuse to insure you in your grandparent's house, but they cannot make you move. You also have the option to sell your car, so that you no longer need ny car insurance. - StephenWeinstein
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Question 3
How much is insurance for a bmw 3 series for 17 year old?... When I am turning 17 years old i am getting either a bmw 3 series e36 or e46 and i was wondering what the average insurance rates are. also what would the be for an e36 m3? or an e46 coupe?
e36= 1991-2000
e46= 1998-2006 *the models are made at the same time in some years*
Answers
1) You don't want to know; at 17, premiums on a car like that will eat you alive. There's no way we can estimate them here, since you didn't tell us anything except your age. At 17, your only source for insurance is your parents' policy; you can't get your own until you're at least 18. Call their agent, but be sitting down when you get the premiums. - David
2) Haha the first guy is smart... you don't wanna know, just get an SUV man - Dylan
3) Getting new car insurance is one of the simplest ways to save your money. You can get a fast quote at websites they most often give you competing prices.
I have used http://www.BestRatesToday.info - Elliott N
___________________________________________________
Question 4
DMV behind the wheel test rental cars?... I live in Los Angeles, CA where can i go to rent a car and take the DMV test with it? what do i need to bring? Locations and numbers are really helpful and i also want it cheap please :) thank you
Answers
1) I'd have to say no, you can't do that--the DMV page says you can use a rental car IF you're the named insured on the rental contract, but without a license, you can't rent a car! Sort of a catch-22 situation, but I'd say you're out of luck.
http://www.dmv.ca.gov/pubs/brochures/fast_facts/ffdl22.htm
(Page down to Financial Responsibility, line 4) - David
2) what - Flower
3) "David" is correct. In addition rental car companies won't rent a car if they know it is to be used for a DMV drive test. Before the test begins the examiner inspects the car to see if it is street legal (the requirements are on pages 11 & 12 of the Driver Handbook) and rental companies don't want to run the risk of the car being put out of service. - Peedlepup
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Question 5
Which state's vehicle insurance requirements do I have to follow?... I live in Oregon but do not plan on staying here permanently but my car is registered in California. I intend to keep my car registered in California. But do insurance companies require me to insure following Oregon standards or California standards? In other words, if I get into a car accident while temporarily living in Oregon, will my California insurance be valid?
Answers
1) leave it all in cal/you will be fine - ken k
2) Since you're registered in CA, you have to follow CA's insurance laws. However, how long do you plan to stay in OR? Most states require you to get registered and licensed within 30 days of moving in, even if you're not staying permanently. - David
3) Mind, I recommend you locate a local auto insurance agent to assist you. Since I live in Alaska I can't suggest an agent in Oregon, but here is an online resource that can help you. http://www.lowestquoteonline.info/Auto-Insurance.html
Hope it works out - Hunter U
___________________________________________________
were can i buy a car?... i wanna buy a mitsubishi sport car 2004-2007 i dont want it from adealer but from a person.. were are some website i could go on?
Answers
1) craigslist - Manicas Ux
2) car max - Flower
3) ebay - Hannah
4) craigslist.org and autotrader.com - Justin
5) Ford - Corinne
6) ebay
tectonically a dealer is a person so ya
cars.com - ipod
7) I want to elaborate on the first answer-- Craigslist is super shady, most of the ads are SCAMS. However, I found my BABY on craigslist!!! I love my car, she is gorgeous, works great etc, etc.. So, therefore, it is possible to find your dream car on Craigslist, just be careful, ask a lot of questions, NEVER purchase a car over seas, and NEVER purchase a car before you look at it and give it a test drive. Good luck! - Beachgurl62
___________________________________________________
Question 2
Can my car insurance provider kick me out of grandparents house?... after my mom n sister moved into an apartment downtown ive been living with my grandparents. i have no job, i cant afford school, so i basically just help out around the house since they are in their 80's. recently i was told by my car insurance provider that i had to pay for the insurance for me to be on the grandparents car or move out. the reason i have to move is because apparently im too much of a liability for them, when i haven't even had a car wreck or anything with my own car just a year before. can they legally do this in my state (michigan) or even federally?
im 21 not 18 and again ive been driving for a while before i was put on their insurance. oh and the best part about this situation, is that their auto insurance agent is my biological aunt.
Can someone help please? They really need me back at my grandparents house.
Answers
1) No they cant tell you where to live. - emiller1998
2) No one can make you move, except your grandparents. Their insurance company can however, use your presence in the house as an excuse to refuse them insurance. It sounds like you're really in a family squabble with your aunt who just happens to be your grand parents insurance agent. That's why I have made a dedicated effort to keep family and business matters separate all my life. - mustanger
3) LOL No Insurance Providor can Force a Move. Statewide or Federally Infact Insinuating that you have to move "implying" is Against the law. Since Insurance company's are Privatly Owned by Federally Commissioned they are governed by the state law in which they have to obide by the same. That means they can't legally tell you to do anything. Only a Judge can order a move. - Chad
4) the only way i know how to fix it is by putting you on the insurance as not allowed to drive the car. my insurance policy has my wife as not allowed to drive my car for the same reason - mario
5) If you are living at their address and have a drivers license, you could drive their car and need to be added to their insurance coverage. You could ask about being listed as excluded. If they will allow that, that would solve the problem but you wouldn't be covered if you did drive their car. - oklatom
6) sounds like a mother/aunt conspiracy to get you out of grandparents home and on to a more productive self sustaining life. (i don't think i'm hearing the whole story,only your side) if your g.p. can afford to carry you on their policy and not create a burden for them then so be it. just don't be using the grand parents,that's not nice. - ramcharger
7) The car insurance company cannot kick you out of the house.
Your grandparents can kick you out of the house.
Your grandparent's car insurance company can require your grandparents to pay for insurance for everyone in the house who has a license. If they do not wish to pay what that car insurance company would charge for insurance for you, and you want to keep your license, then they (your grandparents) can kick you out. If you sell your car and surrender your license, then they no longer need to do so.
Your own car insurance company can refuse to insure you in your grandparent's house, but they cannot make you move. You also have the option to sell your car, so that you no longer need ny car insurance. - StephenWeinstein
___________________________________________________
Question 3
How much is insurance for a bmw 3 series for 17 year old?... When I am turning 17 years old i am getting either a bmw 3 series e36 or e46 and i was wondering what the average insurance rates are. also what would the be for an e36 m3? or an e46 coupe?
e36= 1991-2000
e46= 1998-2006 *the models are made at the same time in some years*
Answers
1) You don't want to know; at 17, premiums on a car like that will eat you alive. There's no way we can estimate them here, since you didn't tell us anything except your age. At 17, your only source for insurance is your parents' policy; you can't get your own until you're at least 18. Call their agent, but be sitting down when you get the premiums. - David
2) Haha the first guy is smart... you don't wanna know, just get an SUV man - Dylan
3) Getting new car insurance is one of the simplest ways to save your money. You can get a fast quote at websites they most often give you competing prices.
I have used http://www.BestRatesToday.info - Elliott N
___________________________________________________
Question 4
DMV behind the wheel test rental cars?... I live in Los Angeles, CA where can i go to rent a car and take the DMV test with it? what do i need to bring? Locations and numbers are really helpful and i also want it cheap please :) thank you
Answers
1) I'd have to say no, you can't do that--the DMV page says you can use a rental car IF you're the named insured on the rental contract, but without a license, you can't rent a car! Sort of a catch-22 situation, but I'd say you're out of luck.
http://www.dmv.ca.gov/pubs/brochures/fast_facts/ffdl22.htm
(Page down to Financial Responsibility, line 4) - David
2) what - Flower
3) "David" is correct. In addition rental car companies won't rent a car if they know it is to be used for a DMV drive test. Before the test begins the examiner inspects the car to see if it is street legal (the requirements are on pages 11 & 12 of the Driver Handbook) and rental companies don't want to run the risk of the car being put out of service. - Peedlepup
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Question 5
Which state's vehicle insurance requirements do I have to follow?... I live in Oregon but do not plan on staying here permanently but my car is registered in California. I intend to keep my car registered in California. But do insurance companies require me to insure following Oregon standards or California standards? In other words, if I get into a car accident while temporarily living in Oregon, will my California insurance be valid?
Answers
1) leave it all in cal/you will be fine - ken k
2) Since you're registered in CA, you have to follow CA's insurance laws. However, how long do you plan to stay in OR? Most states require you to get registered and licensed within 30 days of moving in, even if you're not staying permanently. - David
3) Mind, I recommend you locate a local auto insurance agent to assist you. Since I live in Alaska I can't suggest an agent in Oregon, but here is an online resource that can help you. http://www.lowestquoteonline.info/Auto-Insurance.html
Hope it works out - Hunter U
___________________________________________________
Auto Insurance Quotes - Do not compare apples and oranges
A deluge of TV commercials have asked consumers to be able to their car insurance, but the promise of huge savings and much lower premiums, it is not always the case. It 'important to know that many measures offer a ridiculously low price is also an incredibly low level of security.
There are a variety of different coverage limits, which must be carefully examined to ensure that the policies that have actually compared similarQuote. Not only as a grocery shopper to compare apples with pears, consumers must be careful with the differences that may have car insurance neglected.
Many companies that advertise very low rates with reference to their auto insurance minimum coverage, which seeks only to satisfy the mandatory requirements. Injury liability and damages should not be set at ridiculously low levels, asThis does not really offer the best protection for policyholders. Consumers need to understand exactly what can the individual categories and refers to them only a decision on what the best level specific to their situation. You also need to question what his the deductibles for comprehensive and collision coverage. Higher deductible can lead to lower premiums, but may make it difficult for people in certain cases.
Some cars --Insurers can offer the best premiums, can not, even covering some, such as liability uninsured and under the responsibility of the insured. In addition, they may also not insured and property damage insurance, excluding the cover. This optional coverage can be added, is not sufficient if they offer protection and is important to ensure that this is appropriate.
Many motor insurance companies have a number of programs and functions that must remain in order toCompetition with other organizations. E 'essential that consumers understand what, if any, services included in the offer. These ancillary services such as coverage of the vehicle rental and service road.
Through all the relevant information to be gained and compare, shop around for insurance in the traditional way can be very long and frustrating.
Sunday, November 22, 2009
2009 Acura TL SH-AWD : Specs and Pictures
Specification of Acura TL SH-AWD 2009:
Model: 2009 Acura TL SH-AWD
Engine: 3.7-liter SOHC V6
Horsepower/Torque: 305 hp @ 6200 rpm/273 lb.-ft. @ 5000 rpm
Transmission: 5-speed automatic with manual mode
Wheelbase: 109.3 in.
Length/Width/Height: 195.3 x 74.0 x 57.2 in.
Tires: P245/40ZR19
Cargo volume: 13.1 cu. ft.
Fuel economy: 17 mpg city/25 mpg highway/17.9 mpg test
Fuel capacity: 18.5 gal.
Sticker: $43,995 (includes destination charge of $760)
Model: 2009 Acura TL SH-AWD
Engine: 3.7-liter SOHC V6
Horsepower/Torque: 305 hp @ 6200 rpm/273 lb.-ft. @ 5000 rpm
Transmission: 5-speed automatic with manual mode
Wheelbase: 109.3 in.
Length/Width/Height: 195.3 x 74.0 x 57.2 in.
Tires: P245/40ZR19
Cargo volume: 13.1 cu. ft.
Fuel economy: 17 mpg city/25 mpg highway/17.9 mpg test
Fuel capacity: 18.5 gal.
Sticker: $43,995 (includes destination charge of $760)
2009 Acura TSX Pictures
2009 Acura TSX Pictures2009 Acura TSX was launch at the New York Auto Show just a few moments ago, and despite the new face of Acura. The TSX in our previous post, a few of the high points are worth repeating. The new 2.4-liter four is making 201 hp and a much-needed 176 lb.-ft. of torque, while still doing extremely well on the fed's sniffer test. The track has been widened and the wheelbase lengthened, but the emphasis on the TSX's sportiness was lost in the list of standard and optional equipment.The new Acura TSX comes with a USB port, AUX jack, and Bluetooth HandsFreeLink, while the Technology Package adds on a 10-speaker Acura/ELS premium sound system with DVD-audio designed by Grammy Award winning producer/engineer Elliot Scheiner
Can i rent a car at age 19? And how?
Question 1
Can i rent a car at age 19? And how?... My car was in a car crash today and it was bad, i need a car for work this week, I cant use bus or etc..
maybe a cosign ? if yes where? maybe around (Chicago IL 60629 AREA) PLEASE HELP !?
it's not my fault,.... Her Insurance will cover all the damage
Answers
1) You can't. I think you have to be 25. A co-signer wouldn't help, they want the driver(you) to be 25. - ♦♦♦
2) Nope, gotta be at least 25 yr old. looks like taxi time. - Karl
3) Good luck with that. You can't rent one in PA until you are 25. Do you have a parent that will rent it and let you drive it? - Jacqueline
4) no. well maybe.
got in an accident.
got a rental.
they said you gotta be like 21 or over
but umm my insurance agent knew some people and well i brought my older brother with me for nothing
i am 20. - the worr e ore
5) I think you have to be 21 to rent a car, but you could probably just get a cosigner. - haha_mana911
6) ur 19 then maybe u can just take ur mom with u just in case and if u dnt where 2 go go 2 enterprise i think thats wat it is gudd luck - corey
7) No, you can not. Most won't rent unless you are 25, some will at 21. None will below 21. - oklatom
8) Enterprise will rent to drivers over 18 for the purposes of accident replacement with one very important condition. You need to show them that your collision coverage transfers to the rental while you drive it. In most cases, the coverage does transfer. If that is the case, Enterprise will rent to you.
I set these up all the time. - PamelaS
9) Age is 25, just take a taxi. - Aj K
___________________________________________________
Question 2
driver license, learner permit help!!?... im already 15 and have been for about 7 months.
I want to learn to drive already, but I am not sure about the procedures. Also i live in California. and I wonder which is the fastest way to get my driver license.
I heard you can take the learners permit test over the internet? can someone please tell me if that is true, and if so how? and how much.
and also what are cross streets? i'm not quite sure what they are, examples please?
thank you for your time =3
10 points!!~
Answers
1) Doesnt your school have a drivers education class after school?
Mine did, and thats how i learned everything i know.
First they give you an information booklet, and then they read it all out to you and exolain the proceedures, and you take tests on the information you are given. If you pass the written part of the class [which last two weeks] then you get to do the hands on stuff. the teach would take you out on the streets and teach you how to handle th car properly, and the roadway rules. after you've had teh right amount of hours behind the wheel, you can go and apply for your drivers permit at the DMV. If you get your permit, then you have to have it for at least a year before you can go and apply to get your liscense.
Hope i helped even thought things are a little different here in NC! - Rachel
2) It depends on your state, you can find out at your local DMV or RMV, depending on what you call it (department or registry of motor vehicles). Usually, like in my state, you go to the RMV at 16 and get a driving book. Study it, it's basically questions on who has the right of way when driving, signals, and it can even be stupid questions like what color and shape is a stop sign. You take the test and get your permit if you pass. For 6 months, you can drive during any daylight hour without a licensed driver or with one for extended hours. If you have no accidents or tickets for that 6 months, you can qualify to take the actual driving test for your license. Like I said, it differs from state to state, some even require driving school for like 2 weeks. - trinity363
3) 15 and 6 months is the requirement. Go ahead and study to take it!
You have to go to the DMV, you cant take it online. It will cost about $28. Just read the book and you will pass the test. It doesnt even take that long to read the whole thing anyway. I passed it the first time but because i read all of it.
Go to drivers school if you can, it will help a ton. - bap32211
4) to obtain a drivers license, you must learn how to drive. to learn how to drive, you need an official learners permit. To obtain an official learners permit, you must apply for on (in person) and a California State Motor Vehicle Office. You must bring proof of age, proof of residence, and pass a written test. the tests consists of a number of questions with pertain to driving in California. You can study for this test on the internet. But you cannot take the test on/over the internet. Cross streets are streets that cross other streets. For example, if you're driving on Avenue 'B' and you make a right turn or left turn on 'Main Street, then Main Street would be considered a cross street of Avenue 'B'. If you are driving on Main Street and make a left or right turn on Avenue 'B', then avenue B would be considered a cross street of main street. Get It? You might be 15, but that might not even be old enough to obtain a learners permit. The rules are different from state to state. But judging by your question concerning cross streets, I think you have a long way to go before you obtain a learners permit. Good Luck. - Joseph
___________________________________________________
Question 3
my car hit from the deer when i drive on the road the ploice make a report and i?... my car hit from the deer when i drive on the road the ploice make a report and i call the insurance they told my tomorrow one person will come to see the car ,my insurance is libelty so i dont know if they cover the damege or not
Answers
1) Your company will not pay your damage and the deer was not insured. - Give Blood
2) If you were driving and hit the deer, then your insurance company would cover for the damages if you have collision covereage. If your vehicle was parked and a deer hit it, then your insurance company would cover for it if you have comprehensive coverage. If you only have liability coverage, your insurance company will not cover for the damages. - Kenny
3) It's a comprehensive claim. If you have comprehensive coverage it's covered. You may also file it under your collision coverage if you don't have comprehensive. - eric
4) Do they give spelling lessons? If so, take them. It's hard to read what you're trying to say.
If you only have liability then they won't pay for your damages, I'm not sure why they would even send someone out to look at the damage. - Tony
___________________________________________________
Question 4
What is likely to happen as I've been caught driving without a licence or insurance?... I am 28, I moved to the UK 6 months ago, but I have permanent right to remain as I am the civil partner Of a UK resident.
Last night, my partner And I went out ot dinner and as my partner had too much to drink, We agreed it would be safer if I should drive home. ( the car is fully taxed, fully comprehensive insurance, and my partner has a full UK licence. They breath-tested me on the roadside and i was under the legal limit, however i was taken into custody for driving without a licence or insurance.
Ironically, the reason i haven't been able to apply for a UK licence yet is because the DVLA insisted I provide proof of identity, but my passport is already with the home office to get my residency stamp.
I was very cooperative with the police, and they allowed my partner to go home immediately, i was taken into custody and released 12 hours later. I have a remand/ Early Administrative Hearing in 10 days time at Harlow courthouse.
Any ideas on what I should do? do I need a solicitor present for this early hearing? And what sort of sentence/ fine / penalty could I expect to get?
Thank you
Answers
1) You drove a car without a Licence or Insurance?
Do you realise what would have happened if you had crashed into someone and permanently disabled them?
Let's reverse the situation. Your partner is out in their car. They are fully insured and road legal. A car runs into your partner and leaves them badly injured. As a result your partner is unable to work again and is confined to a wheelchair. You? You're just relieved that your partner isn't dead. The other driver - he's really sorry and everything (he's fine by the way, just a few bruises).
You need to find a way to (a) cover your partners income - because they cannot work any more. (b) Find a way to provide care for your partner whilst you are out at work (c) Either alter your existing house or move to a different house because your partner is now badly disabled and needs to be able to have a bath and move around the house. So you're looking at stairlifts, lifting equipment in the bathroom, wider doorways so that the wheelchair can get through.
Here's the real killer. How are you going to fund all this? Because the driver who hit your partner had no insurance - so you can't get the money from him via his Insurance company.
Now you see the problem? Now you see why we all have to have insurance? WITHOUT EXCEPTION!!!
Expect them to deal harshly. It's what you deserve. Oh and by the way, the fact that your partner is insured and taxed and has a Licence will count for precisely jack shit. - fenellaribena
2) They will take your "licence" away, you won't be able to drive for 2 years or something I doubt, They aren't gonna do much, prisons are to full & if baby P's step father gets a reduced sentence to 6 years for murdering a innocent little boy, need i say more? I regulary drive round with no licence, I don't give a damn, they won't do nowt & even if they did so what?! your better off a criminal these days. good luck & don't worry. xxxx - honeyneroli
3) To save money car insurance is a no brainer way to save or lower overall expenses. You can get a quick estimate at websites they often give you multiple quotes.
I know people who have used and recommend http://www.BestRatesToday.info - Gena W
4) get lawyer now/dont hesitate - ken k
___________________________________________________
Question 5
Some one crashed into me, How Valid does my own insurance have to be?... Some one crashed into my car, whilst i was at work. My car was parked out side my house, and the person who crashed, was a neighbour. Every thing is cool, hes contacted his insurance, ive contacted mine, there are witnesses ETC. The only thing im thinking is im insured under my mums name, the cars registered in mine. From what i can remember i may of ticked a box to possibly to say its registered in my mums name.
Also there is a sports Exhaust, induction kit, and dump valve (which i have now removed - but not put the originals back on) but my insurance was none the wiser of these mods. My jip is, that if my own insurance was invalid, would the other persons insurance not pay out?
To take it one further, if i had no mot/tax/insurance, would they then pay out? (i do have those). all responses are welcome, thanks!
Id just like to add, when i say i ticked to say its registered in my mums name, it acturly registered in mine (i bought it)
Answers
1) thare was no need for you to call your insurance if your car was parked he is at fault 100% - robert d
2) Make your claim under the name of the person, your mother or yourself, on the Insurance documents. - Tony B
3) If you had no mot, then you wouldn't have insurance or tax and the car shouldn't have been on the road; but since you have there's no worry there. It wouldn't matter if it was in your name or your mums - it's insured and would be replaced in the manner it was insured for..i.e without the modifications. - pieman66
4) When I go looking for replacement auto insurance is a no brainer way to save on car expenses. You can get a easy estimate online they most often give you multiple prices.
I have used http://www.BestRatesToday.info - Ahmed G
___________________________________________________
Can i rent a car at age 19? And how?... My car was in a car crash today and it was bad, i need a car for work this week, I cant use bus or etc..
maybe a cosign ? if yes where? maybe around (Chicago IL 60629 AREA) PLEASE HELP !?
it's not my fault,.... Her Insurance will cover all the damage
Answers
1) You can't. I think you have to be 25. A co-signer wouldn't help, they want the driver(you) to be 25. - ♦♦♦
2) Nope, gotta be at least 25 yr old. looks like taxi time. - Karl
3) Good luck with that. You can't rent one in PA until you are 25. Do you have a parent that will rent it and let you drive it? - Jacqueline
4) no. well maybe.
got in an accident.
got a rental.
they said you gotta be like 21 or over
but umm my insurance agent knew some people and well i brought my older brother with me for nothing
i am 20. - the worr e ore
5) I think you have to be 21 to rent a car, but you could probably just get a cosigner. - haha_mana911
6) ur 19 then maybe u can just take ur mom with u just in case and if u dnt where 2 go go 2 enterprise i think thats wat it is gudd luck - corey
7) No, you can not. Most won't rent unless you are 25, some will at 21. None will below 21. - oklatom
8) Enterprise will rent to drivers over 18 for the purposes of accident replacement with one very important condition. You need to show them that your collision coverage transfers to the rental while you drive it. In most cases, the coverage does transfer. If that is the case, Enterprise will rent to you.
I set these up all the time. - PamelaS
9) Age is 25, just take a taxi. - Aj K
___________________________________________________
Question 2
driver license, learner permit help!!?... im already 15 and have been for about 7 months.
I want to learn to drive already, but I am not sure about the procedures. Also i live in California. and I wonder which is the fastest way to get my driver license.
I heard you can take the learners permit test over the internet? can someone please tell me if that is true, and if so how? and how much.
and also what are cross streets? i'm not quite sure what they are, examples please?
thank you for your time =3
10 points!!~
Answers
1) Doesnt your school have a drivers education class after school?
Mine did, and thats how i learned everything i know.
First they give you an information booklet, and then they read it all out to you and exolain the proceedures, and you take tests on the information you are given. If you pass the written part of the class [which last two weeks] then you get to do the hands on stuff. the teach would take you out on the streets and teach you how to handle th car properly, and the roadway rules. after you've had teh right amount of hours behind the wheel, you can go and apply for your drivers permit at the DMV. If you get your permit, then you have to have it for at least a year before you can go and apply to get your liscense.
Hope i helped even thought things are a little different here in NC! - Rachel
2) It depends on your state, you can find out at your local DMV or RMV, depending on what you call it (department or registry of motor vehicles). Usually, like in my state, you go to the RMV at 16 and get a driving book. Study it, it's basically questions on who has the right of way when driving, signals, and it can even be stupid questions like what color and shape is a stop sign. You take the test and get your permit if you pass. For 6 months, you can drive during any daylight hour without a licensed driver or with one for extended hours. If you have no accidents or tickets for that 6 months, you can qualify to take the actual driving test for your license. Like I said, it differs from state to state, some even require driving school for like 2 weeks. - trinity363
3) 15 and 6 months is the requirement. Go ahead and study to take it!
You have to go to the DMV, you cant take it online. It will cost about $28. Just read the book and you will pass the test. It doesnt even take that long to read the whole thing anyway. I passed it the first time but because i read all of it.
Go to drivers school if you can, it will help a ton. - bap32211
4) to obtain a drivers license, you must learn how to drive. to learn how to drive, you need an official learners permit. To obtain an official learners permit, you must apply for on (in person) and a California State Motor Vehicle Office. You must bring proof of age, proof of residence, and pass a written test. the tests consists of a number of questions with pertain to driving in California. You can study for this test on the internet. But you cannot take the test on/over the internet. Cross streets are streets that cross other streets. For example, if you're driving on Avenue 'B' and you make a right turn or left turn on 'Main Street, then Main Street would be considered a cross street of Avenue 'B'. If you are driving on Main Street and make a left or right turn on Avenue 'B', then avenue B would be considered a cross street of main street. Get It? You might be 15, but that might not even be old enough to obtain a learners permit. The rules are different from state to state. But judging by your question concerning cross streets, I think you have a long way to go before you obtain a learners permit. Good Luck. - Joseph
___________________________________________________
Question 3
my car hit from the deer when i drive on the road the ploice make a report and i?... my car hit from the deer when i drive on the road the ploice make a report and i call the insurance they told my tomorrow one person will come to see the car ,my insurance is libelty so i dont know if they cover the damege or not
Answers
1) Your company will not pay your damage and the deer was not insured. - Give Blood
2) If you were driving and hit the deer, then your insurance company would cover for the damages if you have collision covereage. If your vehicle was parked and a deer hit it, then your insurance company would cover for it if you have comprehensive coverage. If you only have liability coverage, your insurance company will not cover for the damages. - Kenny
3) It's a comprehensive claim. If you have comprehensive coverage it's covered. You may also file it under your collision coverage if you don't have comprehensive. - eric
4) Do they give spelling lessons? If so, take them. It's hard to read what you're trying to say.
If you only have liability then they won't pay for your damages, I'm not sure why they would even send someone out to look at the damage. - Tony
___________________________________________________
Question 4
What is likely to happen as I've been caught driving without a licence or insurance?... I am 28, I moved to the UK 6 months ago, but I have permanent right to remain as I am the civil partner Of a UK resident.
Last night, my partner And I went out ot dinner and as my partner had too much to drink, We agreed it would be safer if I should drive home. ( the car is fully taxed, fully comprehensive insurance, and my partner has a full UK licence. They breath-tested me on the roadside and i was under the legal limit, however i was taken into custody for driving without a licence or insurance.
Ironically, the reason i haven't been able to apply for a UK licence yet is because the DVLA insisted I provide proof of identity, but my passport is already with the home office to get my residency stamp.
I was very cooperative with the police, and they allowed my partner to go home immediately, i was taken into custody and released 12 hours later. I have a remand/ Early Administrative Hearing in 10 days time at Harlow courthouse.
Any ideas on what I should do? do I need a solicitor present for this early hearing? And what sort of sentence/ fine / penalty could I expect to get?
Thank you
Answers
1) You drove a car without a Licence or Insurance?
Do you realise what would have happened if you had crashed into someone and permanently disabled them?
Let's reverse the situation. Your partner is out in their car. They are fully insured and road legal. A car runs into your partner and leaves them badly injured. As a result your partner is unable to work again and is confined to a wheelchair. You? You're just relieved that your partner isn't dead. The other driver - he's really sorry and everything (he's fine by the way, just a few bruises).
You need to find a way to (a) cover your partners income - because they cannot work any more. (b) Find a way to provide care for your partner whilst you are out at work (c) Either alter your existing house or move to a different house because your partner is now badly disabled and needs to be able to have a bath and move around the house. So you're looking at stairlifts, lifting equipment in the bathroom, wider doorways so that the wheelchair can get through.
Here's the real killer. How are you going to fund all this? Because the driver who hit your partner had no insurance - so you can't get the money from him via his Insurance company.
Now you see the problem? Now you see why we all have to have insurance? WITHOUT EXCEPTION!!!
Expect them to deal harshly. It's what you deserve. Oh and by the way, the fact that your partner is insured and taxed and has a Licence will count for precisely jack shit. - fenellaribena
2) They will take your "licence" away, you won't be able to drive for 2 years or something I doubt, They aren't gonna do much, prisons are to full & if baby P's step father gets a reduced sentence to 6 years for murdering a innocent little boy, need i say more? I regulary drive round with no licence, I don't give a damn, they won't do nowt & even if they did so what?! your better off a criminal these days. good luck & don't worry. xxxx - honeyneroli
3) To save money car insurance is a no brainer way to save or lower overall expenses. You can get a quick estimate at websites they often give you multiple quotes.
I know people who have used and recommend http://www.BestRatesToday.info - Gena W
4) get lawyer now/dont hesitate - ken k
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Question 5
Some one crashed into me, How Valid does my own insurance have to be?... Some one crashed into my car, whilst i was at work. My car was parked out side my house, and the person who crashed, was a neighbour. Every thing is cool, hes contacted his insurance, ive contacted mine, there are witnesses ETC. The only thing im thinking is im insured under my mums name, the cars registered in mine. From what i can remember i may of ticked a box to possibly to say its registered in my mums name.
Also there is a sports Exhaust, induction kit, and dump valve (which i have now removed - but not put the originals back on) but my insurance was none the wiser of these mods. My jip is, that if my own insurance was invalid, would the other persons insurance not pay out?
To take it one further, if i had no mot/tax/insurance, would they then pay out? (i do have those). all responses are welcome, thanks!
Id just like to add, when i say i ticked to say its registered in my mums name, it acturly registered in mine (i bought it)
Answers
1) thare was no need for you to call your insurance if your car was parked he is at fault 100% - robert d
2) Make your claim under the name of the person, your mother or yourself, on the Insurance documents. - Tony B
3) If you had no mot, then you wouldn't have insurance or tax and the car shouldn't have been on the road; but since you have there's no worry there. It wouldn't matter if it was in your name or your mums - it's insured and would be replaced in the manner it was insured for..i.e without the modifications. - pieman66
4) When I go looking for replacement auto insurance is a no brainer way to save on car expenses. You can get a easy estimate online they most often give you multiple prices.
I have used http://www.BestRatesToday.info - Ahmed G
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Antique Car Insurance Quotes Online Services
There are many people who love old cars, and want to buy insurance for them. There are collectors as well as users, and will buy insurance after inspecting the car. Since I'm old, are seeking a variety of companies that sell the right insurance. This will be difficult when it comes to leaving the business to business for the right insurance quotes Classic Car.
In order to useUsing the auto insurance quotes that go online. This is usually free, and are of different companies. These companies, these insurance quotes offer is reliable and that offer the best solutions for these vehicles because they are always very rare. This is the best way to get your items as you compare the situation, all prices are in the same place.
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Tuesday, November 17, 2009
New Jersey Auto Insurance Quotes - Instant online
Here are three quick tips on how to save money on auto insurance:
We recommend that you put your spouse as a named driver on your policy. Many insurers offer discounts when adding a spouse as a driver name, as for married couples to learn to look at marriage as a sign of stability and give a big discount. Often, one can expect that about 15% premium to save them. Also installed an alarm system is your carStatistically, you save an additional 5-10% on annual mileage costs.Lower. Reduce the annual mileage drastically reduce your premium. Often insurance companies quote for about 12,000 miles per year. Trying to find out how many miles they drive really well and if it is less likely you can get another good discount. I will try to be honest about this, as your insurance company may ask to see old MOT and service history for your mileage.Spend boxTime to shop e. We know that all insurance companies to calculate the different types of formulas in insurance premiums.
Car Insurance Quote in New Jersey
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Monday, November 16, 2009
Will be in line Automobile Insurance Quotes Really save this money?
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In my opinion the best feature is not treated with an insurance salesman and having the luxury of buying the comparison in the privacy of your own home while wearing your favorite pajamas. There are no time limits means that you can send the request, except to start, and then finalize any time of day or night. The number one reason people over payabout their insurance is because of the lack of looking around. online auto insurance quotes prevent this from happening.
Really, there is very little, if any disadvantages online shopping for all insurance needs. It 'very easy to make, convenient and your insurance quotes are provided free. Best of all, you're never obligated to accept any quote that is planned for this.
The process has received a number of freeOnline auto insurance quotes begins when a user fills out a form. The information that you have always kept confidential with encrypted software and will not affect your current credit score. The only problem that could be raised, if you already have another form of insurance (eg home or life insurance) from a provider then you may have a discount greater than that due to the aggregation provider insurance can obtainPolicy with them.
As I said before is to get the procedure for auto insurance online is easy and you immediately free car insurance quote, or you will be contacted via e-mail with various offers. After finding a policy that meets your needs and budget, you can buy the insurance online or by mail. Remember, you are not obliged to accept a car insurance onlineWhich will be offered.
A word of caution must be sure to insert the correct data to complete the application online for car insurance. Affect any false information or errors on my part of the online car insurance quotes.
I hope that this information that you believe that shopping online is included with all insurance requirements auto insurance safe, easy and very comfortable. Best of all, theAbility to save hundreds of dollars on your insurance is a real possibility.
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Sunday, November 15, 2009
2009 Mercedes-Benz CLS 280 Pictures
Mercedes-Benz is making the CLS even more irresistible. This one-of-a-kind four-door coupé - the pioneer of a whole new automotive segment - has now been fine-tuned to give it added appeal. The new entry-level model version, the CLS 280 with its sophisticated V6 power unit, develops 170 kW/231 hp. Meanwhile, the flagship model in the range - the CLS 63 AMG with its 378 kW/514 hp AMG 6.3-litre V8 engine - now comes with 19-inch AMG light-alloy wheels plus a new AMG sports exhaust system.
Understated but masterly neatly sums up the result of the restyling programme for the CLS. At the front, it is the modified radiator grille that stands out, with two louvres now instead of the previous four. The diamond-shaped, three-dimensional grilles painted in atlas grey that cover the air intakes project an even greater air of self-assurance as well as adding further emphasis to the vehicle's width. The exterior mirrors have also been given a new look. The LED side indicator lamps that are built into them are arranged in the form of an arrow to produce a most eye-catching effect, especially in the dark. The mirror surface has furthermore been enlarged by 32 per cent to afford a clearer view of the traffic behind and thereby boost active safety.
The side view is dominated by new, attractively styled light-alloy wheels, measuring either 17 inches (CLS 280, CLS 320 CDI and CLS 350 CGI) or 18 inches (CLS 500) in diameter. When viewed from the rear, the new-generation CLS makes its mark with a new rear apron, new tail lights, as well as modified tailpipes. The centre section of the rear bumper now drops down further, while the additional light-catching contour running along it adds to the impression of breadth. This is further emphasised by the exhaust tailpipes, which are trapezoidal in shape, and not oval as before. LED technology is now deployed for the tail lights: the brake lamps, tail lamps and indicator lamps all make use of the extra-fast-reacting light-emitting diodes. Just like the side indicators in the exterior mirrors, the rear indicators look like arrows when they light up, which is particularly striking in the dark. The same is true of the optical fibres at the side, which are always activated whenever the low-beam headlamps are switched on. A new deactivation function for the low-beam headlamps when the ignition is switched off helps to optimise energy management.
source:mercedez-benz
Understated but masterly neatly sums up the result of the restyling programme for the CLS. At the front, it is the modified radiator grille that stands out, with two louvres now instead of the previous four. The diamond-shaped, three-dimensional grilles painted in atlas grey that cover the air intakes project an even greater air of self-assurance as well as adding further emphasis to the vehicle's width. The exterior mirrors have also been given a new look. The LED side indicator lamps that are built into them are arranged in the form of an arrow to produce a most eye-catching effect, especially in the dark. The mirror surface has furthermore been enlarged by 32 per cent to afford a clearer view of the traffic behind and thereby boost active safety.
The side view is dominated by new, attractively styled light-alloy wheels, measuring either 17 inches (CLS 280, CLS 320 CDI and CLS 350 CGI) or 18 inches (CLS 500) in diameter. When viewed from the rear, the new-generation CLS makes its mark with a new rear apron, new tail lights, as well as modified tailpipes. The centre section of the rear bumper now drops down further, while the additional light-catching contour running along it adds to the impression of breadth. This is further emphasised by the exhaust tailpipes, which are trapezoidal in shape, and not oval as before. LED technology is now deployed for the tail lights: the brake lamps, tail lamps and indicator lamps all make use of the extra-fast-reacting light-emitting diodes. Just like the side indicators in the exterior mirrors, the rear indicators look like arrows when they light up, which is particularly striking in the dark. The same is true of the optical fibres at the side, which are always activated whenever the low-beam headlamps are switched on. A new deactivation function for the low-beam headlamps when the ignition is switched off helps to optimise energy management.
source:mercedez-benz
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