Question 1
How much am I entitled for a personal injury claim?... My boyfriend and I got into a car accident 2 days ago. The other person was completely at fault. My bf was driving about 35-40 when a lady cut through the street in front of us to turn into the opposite lanes. She didn't see us at all, and we t-boned her. Almost head on. Neither of our seatbelts locked. I hit the dashboard and suffered from chest contusions and couldn't breathe, so I got taken in an ambulance to the hospital. My boyfriend was okay at the scene but went to the hosiptal yesterday with back strains and whiplash. The airbags also did not deploy. The car had $7000 worth of damage, and I believe was totaled.
We filed a claim with the lady's insurance yesterday, and the Adjuster called us today asking us questions then gave us an offer for pain and suffering of $1000 for the both of us. I have not accepted anything yet.
I understand that we could negotiate a settlement, but I'm not sure how much either of us are entitled to. Our medical bills haven't been paid for yet. I paid for my pain medication with my Medicaid, but my bf doesn't have health insurance.
Also, my bf got 2 citations: one for having no insurance because it expired last week and he got no notice of it, and one for suspended license because of no insurance. (Also, never notified of that, which is why he was still driving)
To Sarah:
Nobody is complaining, just asking for advice. Obviously I have never been in an accident before so I don't know what the fuck to do. If you would read correctly, I was not the one driving, nor were we at fault. I suffered serious injuries, which could have lead to something much worse, so before you start calling people idiots, bare in mind that you're bitching about someone who could've died. so what does that make you?
Also, if my bf wasn't notified about not having insurance after fully paying for it and expecting to still have it, HOW THE HELL IS HE SUPPOSED TO KNOW HE WAS DROPPED FROM IT?!
if you're not going to answer me productively, then don't answer my questions.
Answers
1) I'm not sure, maybe ask a lawyer? - poop
2) SUE TEN FOR AT LEAST 10.000 DOLLAAASS + a chocolate bar - Hman
3) don't take the $1000. I would say you should talk to your bf insurance company and let them handle it but he doesn't have insurance. you need to talk to a lawyer because you don't have anyone on your side due to the fact that your boyfriend has no insurance. i can't tell you what you are entitled to because i don't know where you live and the laws vary. go see a lawyer right away - lauren
4) I would wait to see what the extent of your injuries are. I think $500 each is reasonable but you could possibly negotiate for more, expecially if the vehicle is a total loss. Getting an atty will only cost you because you have to pay them as well. - brittni0877
5) I think you should take the money and be quiet, because you weren't insured. It's idiots like you who drive uninsured who ruin lives, not getting a letter from your insurers is no excuse. Stop whinging and count yourself lucky that you're getting any money at all. - Sarah
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Question 2
what do i do if i lost my drivers license and my macys card?... omg i checked anywhere! in my room, car , and i check my online statement but thank god no one used it, but i cant find it! i remember the last time i used my macys card was on 10.10.2009 , ahhhh :( :(
please help, thanks!
Answers
1) Call Macy's the number should be on one of your receipts & get them to send you a new account card & cancel the old one. Check on your DMV/Drivers License Office Website & see if you can order a new replacement drivers license online! They should mail it to you within 2 weeks. :) Good LUCK - Ruby
2) first of all, if i were u id cancel the credit card although it seems to be lost somewhere by u cuz u said noone used it... u shld get a new license. call the mva to make an appt or just go.
when was the las time u rmmbr using ur card or having ur license? backtrack and think about what happened that day... hope u find it! :) - I kno....right!?
3) First call Macy's!!! Customer service: : 1 (800) 659-6229
Next, go down to your wherever you got your drivers license buy a new one :/ - pinkpiggy
4) Call the customer service number on your Macy's statement and report your card lost and they will deactivate it and issue you a new card and a new account number for free. Even if they have your ID the card will not work once you call. - Sara
5) Write a letter reported lost and call hotline numbers immediatly.
contact agencies asap! Time is not on your side when your stupid! - Read My Mind!
___________________________________________________
Question 3
Sons 15 years old got caught driving without a license.. got a question?... Since my son got his temps suspended for 6 months , does that mean the temp is not valid? I also live in ohio . thanks
Answers
1) Yes, he cannot drive until its valid again. - Metalhead {JuGGalettE}
2) idk - Cam J
3) thats what it means it do mean that and check to see if he is valid before he gets behind the wheel/my kid did that and i treated him to a public bus pass /no more driving my car/you get your license and buy your own/but thats me - ken k
4) His lucky the officer didn't take him to jail for that and not having proof of insurance.
If he's a first time offender and he wasn't involved in any accident His temp is revoked until he can get a non-restricted license.
He got citations when he was stopped so he needs to take care of that first., the offense and any points will show up on his driving record even though he doesn't have a license.
If he does this stunt again, the vehicle will be impounded, the owner of the vehicle will be penalized with a fine AND points, he will go to straight to jail for 30-days plus another fine and he won't be able to get a license until he turns 21. - brawn_body
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Question 4
Car insurance for a 17yr old boy on a 1997 mini cooper?... Im looking to buy an old classic mini, like the ones in the original italian job, after i pass my driving text and get my full drivers license. Im just wondering how much, approximately, would this cost for me?
Answers
1) You're going to have to call a local insurance agent to get a quote. A lot more information is needed to figure out the price. Because you're a new driver the cost will be higher. If you insure yourself under the same policy as the your parents then it will save you some money esspecially if you still live with them. Some insurance companies raise your rates if it is a two door vehicle. Thats just to show you that there is a ton of different varibles in pricing your insurance premium. I would give you one but I'm not sure what state you live in (agent has to be in the same state as you). - Matt
2) Its hard to tell you because it depends on a lot of factors, try this site where you can get quotes for free
http://affordinsurance.notlong.com - David
3) Getting new auto insurance is a no brainer way to save or lower overall expenses. You can get a simple estimate online they most often give you competing quotes.
I know people who have used and recommend http://www.InsureAutoNow.info - Lou G
___________________________________________________
Question 5
What does a ontario car insurance policy number look like?... I am looking thru the papers that i receive for my insurance. I am lookin for the policy number. plz help.
is it all numbers? and how many?
Answers
1) get out the card that goes in glove compt/that has the numbers in plain sight - ken k
2) When I go looking for replacement car insurance is one of the simplest ways to save a lot of money. You can get a quick quote online they most often give you competing quotes.
I know people who have used and recommend http://www.InsureAutoNow.info - Rose H
___________________________________________________
How much am I entitled for a personal injury claim?... My boyfriend and I got into a car accident 2 days ago. The other person was completely at fault. My bf was driving about 35-40 when a lady cut through the street in front of us to turn into the opposite lanes. She didn't see us at all, and we t-boned her. Almost head on. Neither of our seatbelts locked. I hit the dashboard and suffered from chest contusions and couldn't breathe, so I got taken in an ambulance to the hospital. My boyfriend was okay at the scene but went to the hosiptal yesterday with back strains and whiplash. The airbags also did not deploy. The car had $7000 worth of damage, and I believe was totaled.
We filed a claim with the lady's insurance yesterday, and the Adjuster called us today asking us questions then gave us an offer for pain and suffering of $1000 for the both of us. I have not accepted anything yet.
I understand that we could negotiate a settlement, but I'm not sure how much either of us are entitled to. Our medical bills haven't been paid for yet. I paid for my pain medication with my Medicaid, but my bf doesn't have health insurance.
Also, my bf got 2 citations: one for having no insurance because it expired last week and he got no notice of it, and one for suspended license because of no insurance. (Also, never notified of that, which is why he was still driving)
To Sarah:
Nobody is complaining, just asking for advice. Obviously I have never been in an accident before so I don't know what the fuck to do. If you would read correctly, I was not the one driving, nor were we at fault. I suffered serious injuries, which could have lead to something much worse, so before you start calling people idiots, bare in mind that you're bitching about someone who could've died. so what does that make you?
Also, if my bf wasn't notified about not having insurance after fully paying for it and expecting to still have it, HOW THE HELL IS HE SUPPOSED TO KNOW HE WAS DROPPED FROM IT?!
if you're not going to answer me productively, then don't answer my questions.
Answers
1) I'm not sure, maybe ask a lawyer? - poop
2) SUE TEN FOR AT LEAST 10.000 DOLLAAASS + a chocolate bar - Hman
3) don't take the $1000. I would say you should talk to your bf insurance company and let them handle it but he doesn't have insurance. you need to talk to a lawyer because you don't have anyone on your side due to the fact that your boyfriend has no insurance. i can't tell you what you are entitled to because i don't know where you live and the laws vary. go see a lawyer right away - lauren
4) I would wait to see what the extent of your injuries are. I think $500 each is reasonable but you could possibly negotiate for more, expecially if the vehicle is a total loss. Getting an atty will only cost you because you have to pay them as well. - brittni0877
5) I think you should take the money and be quiet, because you weren't insured. It's idiots like you who drive uninsured who ruin lives, not getting a letter from your insurers is no excuse. Stop whinging and count yourself lucky that you're getting any money at all. - Sarah
___________________________________________________
Question 2
what do i do if i lost my drivers license and my macys card?... omg i checked anywhere! in my room, car , and i check my online statement but thank god no one used it, but i cant find it! i remember the last time i used my macys card was on 10.10.2009 , ahhhh :( :(
please help, thanks!
Answers
1) Call Macy's the number should be on one of your receipts & get them to send you a new account card & cancel the old one. Check on your DMV/Drivers License Office Website & see if you can order a new replacement drivers license online! They should mail it to you within 2 weeks. :) Good LUCK - Ruby
2) first of all, if i were u id cancel the credit card although it seems to be lost somewhere by u cuz u said noone used it... u shld get a new license. call the mva to make an appt or just go.
when was the las time u rmmbr using ur card or having ur license? backtrack and think about what happened that day... hope u find it! :) - I kno....right!?
3) First call Macy's!!! Customer service: : 1 (800) 659-6229
Next, go down to your wherever you got your drivers license buy a new one :/ - pinkpiggy
4) Call the customer service number on your Macy's statement and report your card lost and they will deactivate it and issue you a new card and a new account number for free. Even if they have your ID the card will not work once you call. - Sara
5) Write a letter reported lost and call hotline numbers immediatly.
contact agencies asap! Time is not on your side when your stupid! - Read My Mind!
___________________________________________________
Question 3
Sons 15 years old got caught driving without a license.. got a question?... Since my son got his temps suspended for 6 months , does that mean the temp is not valid? I also live in ohio . thanks
Answers
1) Yes, he cannot drive until its valid again. - Metalhead {JuGGalettE}
2) idk - Cam J
3) thats what it means it do mean that and check to see if he is valid before he gets behind the wheel/my kid did that and i treated him to a public bus pass /no more driving my car/you get your license and buy your own/but thats me - ken k
4) His lucky the officer didn't take him to jail for that and not having proof of insurance.
If he's a first time offender and he wasn't involved in any accident His temp is revoked until he can get a non-restricted license.
He got citations when he was stopped so he needs to take care of that first., the offense and any points will show up on his driving record even though he doesn't have a license.
If he does this stunt again, the vehicle will be impounded, the owner of the vehicle will be penalized with a fine AND points, he will go to straight to jail for 30-days plus another fine and he won't be able to get a license until he turns 21. - brawn_body
___________________________________________________
Question 4
Car insurance for a 17yr old boy on a 1997 mini cooper?... Im looking to buy an old classic mini, like the ones in the original italian job, after i pass my driving text and get my full drivers license. Im just wondering how much, approximately, would this cost for me?
Answers
1) You're going to have to call a local insurance agent to get a quote. A lot more information is needed to figure out the price. Because you're a new driver the cost will be higher. If you insure yourself under the same policy as the your parents then it will save you some money esspecially if you still live with them. Some insurance companies raise your rates if it is a two door vehicle. Thats just to show you that there is a ton of different varibles in pricing your insurance premium. I would give you one but I'm not sure what state you live in (agent has to be in the same state as you). - Matt
2) Its hard to tell you because it depends on a lot of factors, try this site where you can get quotes for free
http://affordinsurance.notlong.com - David
3) Getting new auto insurance is a no brainer way to save or lower overall expenses. You can get a simple estimate online they most often give you competing quotes.
I know people who have used and recommend http://www.InsureAutoNow.info - Lou G
___________________________________________________
Question 5
What does a ontario car insurance policy number look like?... I am looking thru the papers that i receive for my insurance. I am lookin for the policy number. plz help.
is it all numbers? and how many?
Answers
1) get out the card that goes in glove compt/that has the numbers in plain sight - ken k
2) When I go looking for replacement car insurance is one of the simplest ways to save a lot of money. You can get a quick quote online they most often give you competing quotes.
I know people who have used and recommend http://www.InsureAutoNow.info - Rose H
___________________________________________________
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